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  #1  
Old 03-10-2008, 09:08 AM
JustMe JustMe is offline
Meadowlark
 
Join Date: Nov 2007
Posts: 649
unauthorized charge on a bank card?

Hey guys,

Yes. It's me again. I went to Best Buy on a Sunday to purchase some games with my baby brother. What happened is the cashier seemed to have somehow made a booboo with the first transaction. So he voided it. The next transaction went through fine. The thing is somehow I'm being charged for that first voided transaction on my bank card. I just checked my account today, Monday.

I've never had a problem with voided transactions before. So I'm wondering does that typically happen, and then the charge goes away? The thing is it's with my bank card instead of a credit card. I'm not sure if I can dispute it. I did contact both my bank & Best Buy. Now I'm waiting to hear back from both of them.

So guys, ugh? Is this something I should worry about & get fixed ASAP? It's $8x.xx dollars. I could be using that for 1/4 payment towards a vitamix, man.
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  #2  
Old 03-10-2008, 09:38 AM
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Peaches4Ever Peaches4Ever is offline
Quetzal
 
Join Date: Aug 2007
Location: Miami, FL
Posts: 745
My experience with my bank card is that they treat it just like a credit card. Yes it is important to report it right away. Once the bank verifies that the charge is in fact wrong, they should reimburse your account. Well, that has been my experience, anyway.

Good luck with it,
Peaches
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  #3  
Old 03-10-2008, 10:26 AM
luckitri
 
Posts: n/a
Yup. Its getting to the point where you have to be so vigilant that you may just decide to stuff your money in your mattress.

http://www.amazon.com/gp/product/ima...283155&s=books
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  #4  
Old 03-11-2008, 10:46 AM
JustMe JustMe is offline
Meadowlark
 
Join Date: Nov 2007
Posts: 649
Hey guys. Thanks for the responses. My bank hasn't heard back from BB yet. So I'll have to wait for a little bit & see what happens.
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  #5  
Old 03-11-2008, 12:31 PM
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Eva Eva is offline
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Join Date: Sep 2007
Location: Budapest, São Paulo & Florida
Posts: 955
I've had an unauthorized charge before. I had to wait for it to settle, then they reversed it immediately (the bank). I filled out a form and sent it to them. It was pretty simple.

It seems crazy that they would make you follow up so much with this!
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  #6  
Old 03-13-2008, 09:37 AM
JustMe JustMe is offline
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Join Date: Nov 2007
Posts: 649
hey guys. thanks for the responses! Everything a-ok now. phew! i was getting a lil'
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  #7  
Old 03-18-2008, 12:37 PM
layla17 layla17 is offline
Hatchling
 
Join Date: Mar 2008
Posts: 15
I actually had the same problem and I simply called my bank and they fixed it by crediting my account.
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  #8  
Old 03-21-2008, 12:02 PM
JustMe JustMe is offline
Meadowlark
 
Join Date: Nov 2007
Posts: 649
hey layla. haha yeah. this has been a good learning experience for me, b/c before I didn't even know I could treat my bank card like a credit card. before i thought if i lost money on my back card due to unauthorized charges, that would be that.
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